At Joshtan Financial Services we are committed to delivering better value, choice and results for our clients. We have experience working with individuals and families to help them reach their financial goals; specialised in Personal Financial Services.
We use a goals-based approach that takes account of your personal needs, with time frames to achieve these in, and the level of risk you wish to take; we then blend all of this information to create your personal strategy and financial roadmap. We aim to provide a single window to address all your Personal Financial Service needs.
Build your own Investment Dashboard with real-time financial data!
Track and monitor your transactions and portfolios by creating your goals.
At Joshtan Financial Services, our core aim is to serve our clients with dedication and integrity, meet their expectations and build enduring relationship.
The right combination of investments can be different for each client, being reliant on their needs, goals and attitude to risk. We are there to help you construct a portfolio that will help you achieve your goals.
The aim of Family Protection is to cover you should the unthinkable happen. It will provide security to people who are financially dependent on you.
I have a major purchase in my mind but don’t have time to save funds to buy it, what are my credit options.
I want to make certain my family and loved ones are provided for adequately.
Few countries such as US and Canada have restricted investments by NRIs in Mutual Funds without relevant disclosures. Mutual fund houses have to undergo compliance requirement under Foreign Account Tax Compliance Act (FATCA )
Documents required to fulfill KYC requirement are as follows-
Note: All above mentioned documents should be self attested as per guidelines of respective Asset management Company (AMC). If the concerned fund house or bank insists on an in-person verification, then you may have to visit the Indian embassy in your resident country.
NRIs will not have to pay double taxation if India has signed DTAA (double taxation avoidance treaty) with the respective country.
For e.g. India has signed DTAA with US. Hence, NRI can claim tax relief in US if he/she has already paid taxes in India.
India is one of the fastest growing economies of the world. Hence in the long term, the return on investment would be worth it and there is certainly no reason for not investing.
Plus, if you are already investing in your current place of stay, this will enable geographical diversification resulting in better risk management.
Forex gains, easy online investment procedure and tax efficiency from indexation are major advantages of mutual funds.
Moreover, through investment in India you can also play an active role in the India economic growth story.
If a client’s KYC is not registered, same can be done either in online (through Video KYC) or offline mode for individuals. And for non individual entities offline mode will work which will involve filling up of certain forms. Just share your PAN number with us and we will let you know the next steps !
We do not charge anything from our clients. We earn our revenue from mutual fund companies and Stock broking platforms.
There are various risks involved in Investing like market risk, credit risk, liquidity risk, geo-political risk, credit risk etc. However, the right risk management tools can keep these risks at bay. Investors are requested to understand the schemes in full detail before investing.
Beginning of every month a detailed Portfolio report is shared with all the investors. It provides information on portfolio performance in all possible ways.
Ideal time to review the portfolio is every 6 months. And we do not charge anything for these reviews ! And in case any financial matter needs to decided at your end, we are always there for you.
Absolutely. Joshtan Financial Services will always accept investments in the name of respective Mutual fund companies, Asset management companies and NBFCs. Thus your money and investments are never held with Joshtan Financial Services directly and you are always the rightful owner of the investments.
We thank you for the work you have done for us over the past years. The expertise & attention with which you have handled our financial affairs could not be faulted. May you prosper along with your clients.
I highly recommend Instant Mutual Fund for their exceptional services. Their team goes above and beyond to understand my unique needs and provides tailored solutions that have significantly improved my financial well-being.
Unlike most IFAs, Joshtan Financial Services is not sales motivated. It is a refreshing change to deal with someone not motivated by selling products which does not necessarily meet my needs. Their proactive approach to financial saving has already put me in a much stronger position. I have no problem in recommending him to my friends".
